---
product_id: 102731387
title: "The Latte Factor: Why You Don't Have to Be Rich to Live Rich"
price: "RM133"
currency: MYR
in_stock: true
reviews_count: 11
url: https://www.desertcart.com.my/products/102731387-the-latte-factor-why-you-dont-have-to-be-rich
store_origin: MY
region: Malaysia
---

# The Latte Factor: Why You Don't Have to Be Rich to Live Rich

**Price:** RM133
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** The Latte Factor: Why You Don't Have to Be Rich to Live Rich
- **How much does it cost?** RM133 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.com.my](https://www.desertcart.com.my/products/102731387-the-latte-factor-why-you-dont-have-to-be-rich)

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- Customers looking for quality international products

## Why This Product

- Free international shipping included
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## Description

The Latte Factor: Why You Don't Have to Be Rich to Live Rich [Bach, David, Mann, John David] on desertcart.com. *FREE* shipping on qualifying offers. The Latte Factor: Why You Don't Have to Be Rich to Live Rich

Review: Buy more than one - you'll want to loan them out (or give them away)! - I bought one for myself, and one for each of my kids. I've already loaned out 2 to people I know will be helped by it (maybe I need to get more!). I've read several of David's earlier books, and as a result of reading those, I have finally got a real shot at retiring. I started very late, but now I feel confident that I won't be a drain on my family as I age. His method is so practical, and so do-able, that just about anyone can do it (unlike David, I do understand that there are a small number of people living in extreme poverty that cannot rub two nickles together, and who aren't spending anything on unnecessary items - but hopefully this will be good information for when that ends, or for their kids). Most kids aren't being taught how to manage their money, and it shows. I had no idea, that's for sure! This book, written as a story, makes money management accessible even for younger kids. It's a must for teens and young adults, who NEED to know this stuff, before they get their first credit card. Buy this book. Read it. Give it away. Buy another and repeat. DO IT. It will change your life, and the lives of many others that you care about if you share it.
Review: Great book for teens, early 20's, or anyone interested in how saving/investing works - If I had investing information delivered in this way when I was in college and just starting my career, I probably would feel more financially secure. We have given this book to all four of our kiddos and some of their college-age friends. Easy read and the information about saving and investing when you are young is told in such a relatable and interesting way. It gives visuals also to clearly explain compounding interest, which is awesome! I would highly recommend this book as a high school graduation gift or for anyone who would benefit from an easy-to-understand explanation about investing in your financial future.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| Best Sellers Rank | #34,796 in Books ( See Top 100 in Books ) #82 in Budgeting & Money Management (Books) |
| Customer Reviews | 4.7 4.7 out of 5 stars (2,331) |
| Dimensions  | 5.5 x 0.8 x 8.38 inches |
| Edition  | Illustrated |
| ISBN-10  | 1982120231 |
| ISBN-13  | 978-1982120238 |
| Item Weight  | 2.31 pounds |
| Language  | English |
| Print length  | 160 pages |
| Publication date  | May 7, 2019 |
| Publisher  | Atria Books |

## Images

![The Latte Factor: Why You Don't Have to Be Rich to Live Rich - Image 1](https://m.media-amazon.com/images/I/413npcG4y0L.jpg)
![The Latte Factor: Why You Don't Have to Be Rich to Live Rich - Image 2](https://m.media-amazon.com/images/I/41ULAaMoNYL.jpg)
![The Latte Factor: Why You Don't Have to Be Rich to Live Rich - Image 3](https://m.media-amazon.com/images/I/71pAgLKiEyL.jpg)
![The Latte Factor: Why You Don't Have to Be Rich to Live Rich - Image 4](https://m.media-amazon.com/images/I/71qjgEeVgLL.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ Buy more than one - you'll want to loan them out (or give them away)!
*by V***A on May 13, 2019*

I bought one for myself, and one for each of my kids. I've already loaned out 2 to people I know will be helped by it (maybe I need to get more!). I've read several of David's earlier books, and as a result of reading those, I have finally got a real shot at retiring. I started very late, but now I feel confident that I won't be a drain on my family as I age. His method is so practical, and so do-able, that just about anyone can do it (unlike David, I do understand that there are a small number of people living in extreme poverty that cannot rub two nickles together, and who aren't spending anything on unnecessary items - but hopefully this will be good information for when that ends, or for their kids). Most kids aren't being taught how to manage their money, and it shows. I had no idea, that's for sure! This book, written as a story, makes money management accessible even for younger kids. It's a must for teens and young adults, who NEED to know this stuff, before they get their first credit card. Buy this book. Read it. Give it away. Buy another and repeat. DO IT. It will change your life, and the lives of many others that you care about if you share it.

### ⭐⭐⭐⭐⭐ Great book for teens, early 20's, or anyone interested in how saving/investing works
*by H***N on October 15, 2024*

If I had investing information delivered in this way when I was in college and just starting my career, I probably would feel more financially secure. We have given this book to all four of our kiddos and some of their college-age friends. Easy read and the information about saving and investing when you are young is told in such a relatable and interesting way. It gives visuals also to clearly explain compounding interest, which is awesome! I would highly recommend this book as a high school graduation gift or for anyone who would benefit from an easy-to-understand explanation about investing in your financial future.

### ⭐⭐⭐⭐⭐ Easiest to read financial book out there
*by S***L on May 7, 2019*

I really like that this is written as a novel or a parable. This is a great book of simple financial truths for anyone at any age. It will especially appeal I think to those who would not normally read a "financial" book. I had access to an advance copy of the book and found it to be a quick and enjoyable read. I liked it so much I've ordered additional copies to give to my family. This will most likely be my go - to book for graduation gifts as this could change a person's financial life. Personally, I was struck by the the emphasis on having dreams whether they be big or small. It was hard for me to think about putting a small amt aside each month to save for my dream account as I am a late starter to saving for retirement and have children in or starting college. But I was inspired to put aside a small amt each month (even $5/month is better than nothing) so that I can do some of the things I'd like to do for enjoyment. We have to be able to enjoy our lives now as well as thinking about our financial future. I think that is where David's teaching are so different from other financial books I have read. We don't have to deprive ourselves now. We just have to find small areas where we can save some money and then invest that money wisely. I highly recommend the book.

## Frequently Bought Together

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*Product available on Desertcart Malaysia*
*Store origin: MY*
*Last updated: 2026-02-22*